I’ve never really identified myself as someone who was good with money. The only formal “training” I’ve had was my microeconomics elective in undergrad and I got a C in the class. I was a bio major and a student-athlete on scholarship so while I enjoyed math, finance wasn’t really my jam. At that time I had a joint credit card with my dad for “emergencies” but didn’t really understand how that all worked because he was the one paying the bills every month. I landed my first big girl job 10 years ago and since then I had been semi-serious about personal finance merely because it seemed like the…

2019 was not my favorite. I came home one day to 3 inches of water in my basement – which was also where my bedroom happened to be. I finalized my divorce. I said goodbye to the most amazing dog I’ve ever met (RIP my beloved Otis). I spent countless hours for a month straight getting my condo ready to sell. That hard work (and $$$$$$) seemed to pay off because I accepted an offer after just 12 days. I sold all my furniture, streamlined my belongings to just my most prized possessions and moved from a 3-bedroom condo to a single room 40 miles closer to work. 6 days…